I understand how important it is to plan for the future, which is why I’ve compiled a list of financial calculators for you to use.
The following calculators are designed to help you with saving more money, determine your insurance needs, and to help entrepreneurs when planning for their small businesses.
Please contact me with any questions you may have.
Most commonly used calculators:
- Compound Interest and Your Return (Savings Calculator)
- Comprehensive Life Insurance Analysis (Insurance Calculator)
- Financial Ratios (Business Calculator)
- Benefit of Spending Less
- CD Ladder Calculator
- Certificate of Deposit Calculator
- College Savings
- Compare Savings Rates
- Compound Interest and Your Return
- Cool Million
- Credit Union Certificate Calculator
- Don’t Delay Your Savings!
- Emergency Savings Calculator
- Home Down Payment Savings Calculator
- Lunch Savings
- Savings Calculator
- Savings Distribution Calculator
- Savings Goals
- Savings, Taxes, and Inflation
- Vice Savings
Reducing your spending can be worth more than you might think. Use this calculator to see just how much your budget reductions may be worth.
Use this calculator to examine the benefits of investing in a series of Certificates of Deposits with different maturities, also called a CD Ladder.
Use this calculator to find out how much interest you can earn on a Certificate of Deposit (CD).
Use this calculator to help develop or fine tune your education savings plan.
Even a small difference in the interest you are paid on your savings can add up over time. Use this calculator to see how different savings rates can impact your savings strategy!
This calculator demonstrates how compounding can affect your savings.
Find out when your savings plan may make you a millionaire!
Use this calculator to find out how much you can earn on a Certificate. Just enter a few pieces of information and we will calculate your Annual Percentage Yield (APY) and ending balance.
Waiting to begin your savings plan can have a huge impact on your results. This calculator helps show you how much postponing your savings plan can really cost.
This calculator helps you determine how much emergency savings you may need, and how you can begin saving toward this important goal.
Use this tool to help you calculate what it might take to save a down payment for your new house.
Use this calculator to see how a simple change such as bringing a bagged lunch to work can really add up.
Find out how consistent investments over a number of years can be an effective strategy to accumulate wealth.
Use this calculator to determine savings balance after a series monthly, quarterly or annual withdrawals.
What will it take to reach your savings goal? This financial calculator helps you find out.
Use this calculator to determine how much your savings will be worth with these two important variables in mind.
Use this calculator to see how a simple changes in your spending habits for common vices such as smoking, drinking or even eating out can really add up.
- Comprehensive Life Insurance Analysis
- Disability Insurance
- Fixed Annuity Calculator
- Health Savings Account (HSA) Contribution Calculator
- Health Savings Account (HSA) Goal Calculator
- Health Savings Account (HSA) Savings Calculator
- Health Savings Account (HSA) vs. Traditional Health Plan
- Health Savings Accounts (HSA) Employer Benefit
- Human Life Value
- Life Insurance Calculator
- Long Term Care Calculator
How much life insurance do you need? This comprehensive life calculator includes detailed net worth analysis, budgeting and college savings helps you find out.
Use this calculator to determine how much disability insurance you may need to cover expenses if you are unable to work due to illness or injury.
A fixed annuity can provide a secure, tax-deferred investment. Use this calculator to see how a fixed annuity might fit into your retirement plan.
This Health Savings Account (HSA) calculator determines the amount you are allowed to deposit into an HSA account for the current tax year.
Are you looking at the Health Savings Account (HSA) as a retirement account? This calculator will help you determine what you need to do in order to reach your goal.
Use this calculator to help you determine how much your Health Savings Account (HSA) will be worth over time.
Compare an High Deductible Health Plan (HDHP) with a Health Savings Account (HSA) to a traditional health plan.
This calculator helps estimate the value of creating a High Deductible Health Plan (HDHP) with Heath Savings Accounts (HSA) for your employees.
One of your most important assets is your ability to earn a paycheck. This calculator is designed to help you understand today’s value of your future earning.
Find out how much life insurance you really need!
Long term care is needed by those who can’t perform the basic tasks required to take care of themselves. This calculator can help you determine if you are financially prepared for this impending expense.
- Breakeven Analysis
- Business Debt Consolidation Calculator
- Business Valuation – Discounted Cash Flow
- Cash Flow Calculator
- Commercial Loan Calculator
- Debt Service Coverage
- Equipment Buy vs. Lease
- Financial Ratios
- Inventory Analysis
- Like Kind Exchange
- Net Operating Loss Carryback/Carryover
- Profit Margin Calculator
- Repossession of Personal Property from a Deferred Payment Sale
- Repossession of Personal Property from an Installment Payment Sale
- Repossession of Real Property
- Working Capital Needs
Find out how many and what price you must sell your product at to make a profit.
Should your business consolidate its debt? Use this calculator to find out.
This tool calculates a business valuation based upon the discounted cash flow methodology – illustrating how changes in projected growth rates and capital assumptions impact the business Net Present Value.
Having adequate cash flow is essential to keep your business running. Use this calculator to help you determine the cash flow generated by your business.
Use this calculator to estimate your debt service coverage with a new loan. If your debt service coverage is high enough, including your new loan payment, you have a good chance of being approved.
This tool calculates debt service and illustrates how debt service coverage ratios are impacted by changing income and capital assumptions.
Should you lease your equipment or finance it? Find out with this calculator!
This calculator helps you to zero in on areas of your business that may need attention. Areas such as solvency, liquidity, operational efficiency and profitability.
Use this calculator to determine how much inventory you should hold, and efficient timing of your inventory orders.
This calculator is designed to calculate and the recognized loss, gain and the basis for a Like Kind Exchange.
If you are a sole proprietorship and have a NOL, use this calculator to determine the carryback/carryover of this loss to another tax year.
This calculator can help you determine the selling price for your products to achieve a desired profit margin.
If you have repossessed personal property from a deferred payment sale, you can this calculator to determine the gain or loss.
If you have repossessed personal property with installment payments, you can this calculator to determine the gain or loss.
If you have repossessed real property, you can this calculator to determine the gain or loss as well as its new basis.
Working capital essential to running your business. This calculator assists you in determining your working capital needs for the next year.